Products

Motor

Third Party Liability

Legal requirements in the State of Kuwait necessitates the need of an insurance policy to operate vehicles on public roads. Our Third Party Liability (TPL) policy does not only serve a legal purpose, but also provides an extensive indemnity for Third Party Liability damage and provides you with peace of mind as you are navigating around Kuwait.

Comprehensive

We provide comprehensive insurance that covers damages resulting from accidents, unknown accidents and even windshield replacement. All tailored to your needs and budget. Enjoy full coverage with potential compensation reaching up to 100% of the vehicle’s value, depending on the policy terms & conditions.

Benefits
Important Coverages:

  • For unknown accidents, coverage will be dependent on limits specified in your comprehensive policy, adhering to the terms & conditions.

  • Coverage includes front windshield replacement, in addition to scratches if included in the insurance policy.

  • According to the policy terms & conditions, vehicles less than five years old will be repaired at authorized dealers only.

  • We are committed to settling claims as quickly and easily as possible.

Additional Benefits That Can Be Added:

  • Roadside Assistance: This service is available when needed for only K.D. 5, anytime, anywhere within the coverage limits.

  • Waiver of Subrogation: It is a supplementary cover under which the insurer waives the right of recourse against the insured in specified cases, such as exceeding speed limits, crossing the red light, or driving in the wrong direction.

  • Replacement Car: If your vehicle enters the workshop, we provide you with a replacement car from four categories, to ensure your continued mobility with ease.

  • Geographical Extension: Extend your Comprehensive Motor Insurance beyond Kuwait to cover your vehicle while driving in GCC countries and Jordan.

  • Natural Disaster Extension: Covers vehicle damage from events such as storms, floods, hail, heavy rain, and snowfall.